Shop for Toys with Mastercard

by : Richard Gilliland

The leading global financial services firm, J.P Morgan Chase & Company operates in over 50 countries and has a good reputation for providing great services to its customers. It renders its services to millions of private, corporate and institutional customers.

The company has come up with the Toys "R" Us & Babies "R" Us MasterCard for the benefit of the families with children.

Advantages Of Having The Card

The Toys "R" Us & Babies "R" Us MasterCard provides you a unique Rewards Program enabling you to save money on the purchases you make from the R Us stores. If you love shopping for children, nieces and nephews, then this credit card can be a suitable option for you. This card might make it possible for you to save hundreds of dollars.

The credit card comes with a 0% introductory annual percentage rate (APR) for the initial six months of the card issuance. With the expiration of the introductory period, the APR increases to 15.24%, which is quite reasonable. With no annual fee, the card means good savings.

The card permits you to obtain a 4 percent rebate on all the purchases made at the Toys R Us and Babies R Us Stores. You can also avail of a one percent rebate on the purchases made from the other establishments. As soon as your rebate value reaches the $10 mark, you will receive a certificate from Chase that can be utilized for the purchases made at the Toys R Us and Babies R Us stores or at their web sites. Every time the cardholder earns 1000 points, he/she will automatically get a 10% savings reward certificate.

Moreover, there is the added advantage of having unlimited amount of rebates that is received in a month or a year. The maximum amount of points that you can earn in a year is 24000. The certificates expire within a one-year period.

Other Benefits

The Toys R Us Visa Platinum Card provides the cardholders some more benefits like purchase protection, travel accident insurance and auto rental insurance. You also gain access to your account services on the Internet, the facilities of emergency card as well as cash replacement, lost and stolen card reporting options, etc.

Some more benefits of the Toys "R" Us & Babies "R" Us MasterCard includes extended warranties on select purchases, different travel and emergency assistant services and the greater security option of placing your photo on the face of your card.

The Toys "R" Us & Babies "R" Us MasterCard provides different Internet account related services, no liability for the unauthorized transactions, fraud and security protection facilities and a financial statement at the end of the year.

Finally, an advice for ones contemplating to apply for this card: Avoid this credit card if you plan to carry a revolving balance. If you qualify for the lowest rate offered and can pay in full every month, then go forward and opt for the card; you will reap great benefits.