by : Beth Derkowitz

Are you looking for details about the Blue Cash Card for Business? The Blue Cash for Business Card is issued by American Express and is a nice option for business owners with average credit who want to take advantage of a great cash back reward program while making regular purchases for their business. The cash rebate varies according to where you use the card but there are many different options for you.

You can earn a cash back rebate of up to 5% at "OPEN Savings" locations and up to 2.5% for all other general purchases. However, once your spending for the year reaches $15,000, the rebate on the "Open Savings" purchases goes down to 2% and all other purchases are 1%. Examples of some of the "Open Savings" locations are FedEx, Hertz and 1-800-FLOWERS.com.

This card has no annual fee and a 0% introductory rate on your purchases for six months. You have a 7.99% introductory rate on balance transfers in that first six months as well. There are also lower interest rates for purchases for those who qualify. After the introductory period, your APR goes to 10.99% variable on purchases and 22.99% on cash advances.

The Blue Cash for Business Card also has purchase protection, travel accident insurance, and various travel and emergency assistance services which are very helpful to business owners. The card has no annual fee, no minimum or maximum credit limits, a 25 day grace period, over limit fee of $35 and 3% cash advance fee. Late payment fees are $15 on balances up to $100; $29 on balances of $100 through $1,000 and $35 on balances over $1,000.

The rewards program has no maximum limit and no expiration to use reward points which is another great bonus to this plan. This is a great card with reasonable rates for your business expenses and the reward plan is an added bonus for business owners.