Understanding Annual Percentage Rate (APR)
by Peter Kenny.When calculating the true cost of your credit card, the most important factor to consider is the Annual Percentage Rate (APR). This is the amount of interest added to your card's balance expressed as a yearly rate. To determine your monthly interes...
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Tanning Bed Bad Credit
by Joshua Mann.Pale, white, greenish living things would be crawling the earth if the sun didn't exist. I think we would all be less happy persons. Imagine a world in which everyone is pale white and looks the same. Brrrr I can't even think about it! Well, thank G...
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No Credit is Worse Than Bad Credit !!
by Asani Wells.As many young American move from childhood to adulthood they are faced with a grim reality. They have no credit, and now they are classified and bunched with those who have bad credit. Any creditworthiness you acquire is directly linked with credit l...
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How to Quickly Fix your Bad Credit?
by Cornie Herring.Our credit history makes a great impact on our lives, beyond what may appear on the surface. For example, a good credit history will help us to easily obtain loans for a car, a house or other large items with lower interest rates; beside that, a good...
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Unpaid Medical Bills & Bad Credit
by Dale Rogers.It had been a particularly daunting day as a new trainee customer service representative of a company with a bad product and lots of vocal complaints. Many asked to talk to the supervisor and after the turn over, the supervisor chided Lucile about be...
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Rebuilding Bad Credit
by James Marshall.Bad Credit? Lose The Shame, Take Responsibility, and Begin RebuildingAccording to the research firm Sherbrooke and Associates, 43 percent of American households are "credit constrained." This is probably because they carry too much current debt, or t...
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Students with Bad Credit History
by cynthiastewart.The seeds of a good career are sown in student life but few students really know that the foundations of a good credit history also take shape during this vital period. If a student doesn't care about developing a good credit history during his stude...
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A Good Budget Prevents Bad Credit
by Brian Williams.Bad credit often catches people by surprise. Uncontrolled, it can be like a virus to your finances. A good, strict budget is the best way to keep bad credit at bay. A household budget is basically a blueprint for financial security. Of course, the mo...
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Life is Not Over Because Of Bad Credit
by Court Tuttle.If there is any way you could get your bad credit back up to where it used to be, or at least up to a descent level so that you could have a better chance of getting credit in the future, would you do it? If there really was anything you could do, p...
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Help Me Erase Bad Credit
by CarmenVj.Can you help me erase bad credit? You can erase bad credit and you can do it yourself. I'm sure you heard this all before. We can erase your credit problem with no problem. We are 100% sure that we can erase your credit. We can remove bad loans, lien...
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