Matthew Lloyd writes for About Your Money. His articles provide users with useful advice on a variety of financial products, including credit cards. To find About Your Money visit http://www.aboutyourmoney.co.uk
Do Credit Cards Deserve Bad Press? Credit cards have, undoubtedly, received a lot of negative press. However, they offer many benefits which are often overlooked in the media hype and security concerns. Let us take a quick look at the diverse advantages you get if you use your credit card wisely and carefully.You can Exercise your Rights as a ConsumerYou can usually return defective goods or flawed products you bought using your...... Similar Editorial : Writers Deserve Payment by Alyice Edrich. | Source : Credit Card Debt Divorce
The Pros And Cons Of Owning Multiple Credit Cards Multiple credit cards come with their own set of advantages and disadvantages. If you wish to own multiple credit cards you will stand to gain several benefits and at the same time, you might lose out in certain areas. The Benefits of Owning Multiple Credit CardsMultiple credit cards offer several benefits. For example: All merchants don't accept all cards. Some may either accept Visa or...... Similar Editorial : P90x Pros and Cons by Jesse Miller. | Source : Credit Card Debt Divorce
Which Is The Right Credit Card For You? If you find yourself confused about which credit card to select, then here are a few tips to help you make a firm decision. First, ask yourself, why do I need a credit card? Other than convenience, generally, people will opt for a credit card because they wish to:pay off debts they have incurred from other sources pay for costs over a period of timemake purchases between paydaysCredit Cards for...... Similar Editorial : Credit Card vs by James H. Dimmitt. | Source : Credit Card Debt Divorce
Will You Select A Mastercard Or A Visa Credit Card? This question is almost as tough as deciding between Coke and Pepsi. Visa and Mastercard have been battling each other since the 1960s; however, it was American Express that really started the credit wars between the giants during the early 1960s. Amex, as it fondly came to be known, quickly became the preferred card of choice for most credit card users across the world.The Visa Credit Card First...... Similar Editorial : Visa Credit Card Applications by Thebusinesspro. | Source : How To Eliminate Credit Card Debt
Should We Burn Our Credit Card Cheques? Credit card cheques are merely another method credit card companies have devised in order to market their credit cards. Sometimes, companies mail unsolicited credit card cheques to their customers to tempt them to make purchases with them. In order to tempt credit card users to spend on their cheques they may correctly maintain that some retailers will not accept credit cards or they will charge...... Similar Editorial : Credit Card vs by James H. Dimmitt. | Source : How To Eliminate Credit Card Debt
How The Pin Helps Reduce Credit Card Fraud The newly introduced Chip and Pin scheme has been incorporated in almost all shops, shopping centres, restaurants and websites. The main intent of introducing such a system is to prevent credit card owners from signing for their purchases with the hope that it might, to a large extent, curb credit card fraud.For an initial period of time, card owners could persuade shops to accept their signatures...... Similar Editorial : Credit Card Fraud by Phil. | Source : How To Eliminate Credit Card Debt
Identify And Avoid Phishing Credit Card Scams "Phishing" pronounced "fishing" occurs when spurious sites or emails capture your credit card or bank account details. Emails are sophisticated, and sites look genuine so it's very difficult, almost impossible, to catch phishing. So see if these tips help you avoid getting caught in a phishing scam.Phishing Scams ask for your Username / Passwords Banks will almost never ask you for your banking...... Similar Editorial : Phishing Scams by Kingpin221. | Source : Credit Card Debt Loans
Different Type Of Credit Card Options Whether you are a spender or a saver, there are now a mind boggling variety of credit card options from which you can make a selection. You will be spoilt for choice - from the bland vanilla credit cards that offer one or two months of interest free credit if you are lucky, to the fancy cards with a range of free gifts, discounts and cash backs. Cash Back CardsAs the name suggests, you are...... Similar Editorial : Credit Card Options by Michael Huch. | Source : Credit Card Debt Loans
The Birth And Growth Of Credit Cards The credit card is just about 50 years old and yet, today there are more credit cards in the UK than people. In fact, ?25 billion are spent annually using credit cards in the UK alone! It all began in the year 1951, when a New York based bank called Franklin National Bank started providing cards to a select few of their loan customers to enable them to make purchases using the cards as collateral...... Similar Editorial : Birth of a Parent by Barbara Eastom Bates. | Source : Credit Card Debt Loans
Why Credit Card Purchase Protection Insurance (ppi) Is Important Most people hesitate in spending money in order to insure their credit cards. But little do they know the truth. Thirteen thousand credit cards are stolen, lost, or misplaced every day in the UK. What if yours is one of them? Imagine if your card is stolen and the thief goes on a shopping spree? Theoretically, he can buy goods worth millions and leave you to pay the bills later. Consider this for...... Similar Editorial : Credit Card Protection by Elisha Burberry. | Source : Credit Card Fraud Cases
Viable Options For Poor Credit Scores All your financial activity is recorded and stored by 3 UK credit reference agencies. These are:EquifaxCallCreditExperianIf you apply for a credit card, then your credit card company will check your record from any of these 3 agencies. It then processes the information in a risk assessment tool which either approves your application as low-risk or alternatively, it assigns your application with a...... Similar Editorial : Better Credit Scores by Jed Jones. | Source : Bad Credit Repair
Are 0% Balance Transfer Cards As Good As They Sound? Balance transfer credit cards, as the name suggests, allow you to shift the outstanding amount from your current card to another credit card - often for minimal cost. This new card might offer an interest free period or a more attractive rate of interest. If you are lucky, you may be eligible for offers in which you pay absolutely no interest on transferred funds for up to a year. You may also...... Similar Editorial : Balance Transfer Credit Cards by Edward Vegliante. | Source : Card Consolidation Counseling Credit Debt
Are Store Cards Really Worth It? A store card is merely another type of a credit card with some differences: You can use a store card only in a shop or a chain of shops that are owned by one company You can use the store card to make purchases online, at the store's website Both types of cards: Allow you to buy now, pay later Charge some interest on the deferred payment Offer incentivesHowever, store card users often don't...... Similar Editorial : Web Store by Nowshade Kabir. | Source : Card Consolidation Counseling Credit Debt
The Truth About Credit Rating Approvals Universal credit ratings and credit blacklists are nonexistent. Yes, that's right. Each company will assess you in their own way, although logically, a bad risk for one company is an equally bad risk for another. Your credit activity is stored by 3 agencies - Equifax, Experian and CallCredit - and you must ensure that you check your files at all 3 agencies every 18 months or so as there is...... Similar Editorial : Credit Rating by Faranak Groves. | Source : Credit Repair Loans
The World Of Rate Tarts Rate tarts are the savvy bargain hunters of the credit card world. They exploit the credit card system to the full and thus:avoid paying interest on their purchasesmanage to borrow money on their cards almost for freeproceed to make more money with the amount they borrowed!Rate tarts are aware that the consumer is king. They also know that credit card companies will do almost anything to get new...... Similar Editorial : The Rate of Change by Ieuan Dolby. | Source : Credit Repair Guide
Pros Of Credit Cards Lenders may assume you have multiple credit cards because you cannot pay your outstanding on a single card. Keep these factors in mind before you select your second, third, or multiple credit cards.... Similar Editorial : Advantages Of Credit Cards by Joseph Kenny. | Source : How To Make Cards Fly
