Preventing Identity Theft - Dont Lose Your Identity Identity theft is the fastest growing crime in America today. More than 9.9 million Americans were the victim of many types of identity theft scams in 2004, which ended up costing them almost $5 billion. Most identity theft victims suffered sever financial damage and even financial ruin because they thought identity theft would not happen to them. No matter what your current financial state is...... Similar Editorial : How About Identity Theft by Christian Okoye. | Source : Identity Theft Fraud
Federal Funds Rate And My Finances Lately there has been a lot of talk about the federal funds rate. This is something that dominates headlines whenever there is a change in this rate. Most recently the Federal Reserve made a huge rate drop. The 1st drop was 3/4ths of a percent, then shortly after by another ? percent bringing the rate all the way down to 3%. Why such the hype? How does this affect individuals finances?What...... Similar Editorial : Federal Resumes by Heather Eagar. | Source : Auto Bad Credit Loan Refinancing
Steps To Follow When Filing Back Taxes Steps To Follow When Filing Back TaxesIf you haven't filed your taxes on time this current year or even if you haven't filed them for the past several years you'd probably be surprised to find out that filing your tax return, even late, can best help your current tax troubles. If you know you will not be able to pay the tax owed the IRS, the IRS will most likely be willing to work with you and...... Similar Editorial : Top Filing Systems by infocus. | Source : Trust Income Tax
Debt Relief - Understanding Good Debt Vs Bad Debt Overall, debt is a very complex topic. To simplify, it is best to view debt as either good or bad . Good debt can be defined as debt that is obtained while making a decision about the future. It is usually used to purchase something that appreciates in value. Bad debt can be defined as debt that is used to obtain something that is disposable or depreciates in value. Understanding the...... Similar Editorial : Debt Relief by Alphonso Smith. | Source : Reducing Credit Card Debt
Cant Make Credit Card Payments? What To Do Can't make your monthly credit card payments. It is important to understand what you can do in order to avoid late charges, increased interest rates and avoid having your credit score lowered. Taking the appropriate action can increase your ability to make future payments.Not being able to make your monthly credit card payments is a common occurrence and there are solutions out there than can...... Similar Editorial : Consolidating Credit Card Payments by Michael Williams. | Source : Pay Credit Card Bill Online
How To Get Relief From Credit Card Debt Using credit cards to purchase things you want is extremely tempting. However, if you're not disciplined about how to use it, you can get yourself in a world of financial trouble. Then you feel trapped because you have put items on your credit card that shouldn't be there. This article will look at some ways you can relieve yourself from credit card debt.If you are looking to pay down your...... Similar Editorial : Credit Card Debt Relief by David Faulkner. | Source : Pay Credit Card Bill Online
Credit Card Consolidation Online Getting an online credit card consolidation has never been easier. Most debt consolidation companies have come to the internet to as a source of getting clients and it is very easy for people to find these companies which makes lots of competition. Understanding how these companies get their clients and knowing how to use the competition to your advantage can ensure that you will get the best...... Similar Editorial : Credit Card Debt Consolidation by freedebtconsolidationhelp. | Source : Pay Credit Card Bill Online
Credit Card Debt Options Making the initial commitment to begin solving your credit card debt can be difficult. It is important that you understand your options before making any commitment to what route you finally decide to follow for solving your credit card debt problem. There are many great options out there that can help each person in their individual situation. Even if you are unsure what solution would be best...... Similar Editorial : Credit Card Debt by Richard Greenwood. | Source : Free Student Credit Cards
Cant Make Monthly Minimum Debt Payments? What To Do Cannot make your monthly debt payment? Understand your different options so you can avoid late charges, increased interest rate and avoid lowering your credit score.Not being able to pay to pay the minimum balance happens to people very often. It is likely that his could happen to you if you have an unexpected large expense for the month or an unforeseen circumstance arose that drained your funds...... Similar Editorial : Marketing the Minimum by dontw8innov8. | Source : Debt Consolidation Loan
Negotiation With Debt Collectors - Do It And Save Thousands Did you know that when debts owed go into collections, they do not expect to be paid in full. Debts owed that go into collections can often be negotiated to a fraction of what was actually owed. In order to negotiate the best deal you must understand how the collection system works, the debt collectors mindset, know your rights and how to start off the negotiations.Debt Collection System...... Similar Editorial : Comic Book Collectors by Dave Gieber. | Source : Debt Consolidation Loan
