Lisa Phillips is a marketing consultant specializing in business expansion and development. Because many small business owners lack the personal and business credit necessary to grow and expand, she has developed a free website to aid consumers as well as entrepreneurs in rebuilding and taking control of their credit. http://www.rebuildcreditscores.com
Zombie Debt: How To Deal With Old Debt That Comes Back You may have to kill old debts that resurrect and come back to life.? Zombie debt may include past debts that you owe, charged-off debt, debt included in bankruptcy, debt you may have never owed and even debts incurred due to identity theft. Zombie debt involves collection agencies purchasing debts for pennies on the dollar that original creditors have written off as bad debt and often times the...... Similar Editorial : Getting Out of Debt by Ted Batron. | Source : Small Business Debt Relief
9 Steps To Financial Freedom By Reducing Debt There's nothing more unrealistic then to have a financial expert advise everyone to stop getting hair cuts, don't buy a cup of coffee, cut off your cable, and the one that really boils my blood is "don't eat out". It's just not realistic for everyone. In fact, it's like telling an overweight person to "just stop eating".? It's not going to happen, at least not overnight.?...... Similar Editorial : Financial Freedom by JACKIE. | Source : Debt Free Solution
9 Steps To Building Business Credit Building business credit can be accomplished regardless of your personal credit history. Business credit is essential in conserving cash flow, keeping track of business expenses and more importantly, protecting personal assets and personal credit history. The most important element to building business credit is finding lending institutions, credit card issuers and vendors that will establish...... Similar Editorial : Building Business Credit by Gerri Detweiler. | Source : Credit Bureau Score
15 Tips To Rebuild Credit And Improve Scores Millions of consumers have less than perfect credit and it can be frustrating. Credit has permeated our society and having low credit scores costs you money. Credit scores are the No. 1 determinant in a bank's decision to approve or decline credit. You may be approved for credit even though your scores are low but you will undoubtedly pay higher interest rates. The following are tips to begin...... Similar Editorial : Rebuild Credit by . | Source : Credit Bureau Score
Payment Reporting Builds Credit ( Having negative credit can affect your entire life. Not only are banks, lenders and credit card issuers pulling your credit file, employers are now using credit history as a determinant in hiring. It is getting harder to escape the consequences of having bad credit. Not everyone with bad credit is late paying all of their financial obligations. You may be timely with your rent, utility, cable,...... Similar Editorial : Consistency Builds Trust by John Jantsch. | Source : Best Credit Score
5 Easy Steps To Lower Your Credit Card Interest Rates Lowering your credit card interest rates could save you hundreds, if not thousands of dollars. The lower your interest rates, the more money you save. Call your credit card company and request a lower rate. Many consumers are intimidated by the thought of requesting a lower rate. Don't be one of those consumers. You'd be surprised at the results. Your chances are good if you have been a...... Similar Editorial : Lower Credit Card Rate by Anthony Samuel. | Source : Compare Credit Card Processing
14 Tips To Rebuild Credit And Improve Credit Scores Millions of consumers have less than perfect credit and it can be frustrating. Credit has permeated our society and having low credit scores costs you money. Credit scores are the No. 1 determinant in a bank's decision to approve or decline credit. You may be approved for credit even though your scores are low but you will undoubtedly pay higher interest rates. The following are tips to begin...... Similar Editorial : Rebuild Credit by . | Source : Repair Credit Score
The Universal Default Clause: You Could Be A Victim Have you ever been in a situation where you were able to pay most of your bills but perhaps you let the least essential debt go for a month? Well this can hurt not only your credit rating but also affect your interest rates and credit limits with all of your creditors. This is the practice of Universal Default. It is a relatively new clause added to the terms and conditions of banks and credit...... Similar Editorial : Student Loan Default by Peter Kenny. | Source : Bad Credit Repair
Business Credit: Why Small Business Owners Need Business Credit If you currently have a business or you are considering starting a business, establishing business credit is a good idea. According to the National Association of Credit Management (NACM) small business owners should take steps to establish credit in the name of their business as a way to preserve cash flow for necessary business operations, purchases, and rental payments. Here are a few basics to...... Similar Editorial : Small Business Credit by bizavings. | Source : Best Business Ideas
Micro Business Loans : Alternative Source For Bad Credit Business The micro business loan program fits the needs of entrepreneurs who only need a small amount of financing and cannot qualify for traditional bank loans. This program provides small loans to start-up, home-based or micro-businesses. Loan amounts are available from $1,000 up to $35,000 and must be repaid within six years. Who can applyStart-up businesses, home-based businesses, existing and growing...... Similar Editorial : Business Loans by Jas. | Source : Graduate Student Loans
Finding Business Loans Sources The recent credit crunch has caused banks and other traditional lenders to tighten their underwriting standards. Financing for start-up and small businesses has become more difficult to obtain. Now, more than ever, entrepreneurs have to be a little creative in seeking financing. If you are a business seeking financing here are few sources that may aid you in your search.Angel InvestorAngel...... Similar Editorial : Multiple Sources of Income by Liron Rose. | Source : Graduate Student Loans
Patriot Express Loan, Business Loan Program For Veterans The U.S. Small Business Administration (SBA) has launched a new loan program for military service members, veterans and their spouses which can be used to establish or expand a small business. The Patriot Express Loan Initiative builds on the more than $1 billion in loans SBA guarantees annually for veteran-owned businesses. In March 2008, the SBA announced that the average loan amount is nearly ...... Similar Editorial : eBay Express by runner. | Source : Student Loan Default
Eureka Springs, Arkansas A Top 25 Arts Destination! Eureka Springs, Arkansas an American Style Top 25 Arts Destination! Tucked away in the picturesque Ozark Mountains, which offers solace and rejuvenation to travelers, Eureka Springs was recently selected as one of America's Distinctive Destinations, by the National Trust for Historic Preservation. It has also been designated a National Historic Landmark and is an America in Bloom winner. A mecca...... Similar Editorial : Bonnie Springs Ranch by Robert W. Benjamin. | Source : Florida Vacation Homes Rentals
