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Authors; James H. Dimmitt

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© 2004, http://www.yourfreecreditreportnow.com James H. Dimmitt is editor of 'TO YOUR CREDIT', a weekly free newsletter. Subscribe to the newsletter by visiting http://www.yourfreecreditreportnow.com. He is also author of “Identity Theft - How to Avoid Becoming the Next Victim!" available at http://tinyurl.com/bc45
jimdim815@aol.com
Email to James H. Dimmitt

Author Specialises in Articles on : Types Of Credit Cards & New Car
SD Editorial & Article Directory by James H. Dimmitt, Jam7
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Shopping For A Car? Dont Get Taken For A Ride!
You walk into the dealership, meet with a salesperson, and begin negotiations. At the end of your test drive and haggling, you're confident that you've made the best deal possible. No way you're getting ripped off because this time you are an 'informed consumer' unlike when you bought your last vehicle....
Similar Editorial : Shopping for an ATV by Scott Sanders. | Source : SD New Car Buying Guide

New Credit Scoring Model Could Help Millions
Mark and Beth, a young married couple in their twenties, established a goal to buy a home within the first three years of their marriage before starting a family. They budgeted and used their money ......
Similar Editorial : Credit Scoring Explained by Tabitha Naylor. | Source : Money Making Tips

Rewards Cards - Are They Right For You?
Rewards cards have become the latest rage in the credit card industry. In the past, consumers shopped for credit cards that offered the lowest interest rate. Next came cards with low interest rates ......
Similar Editorial : Rewards Credit Cards by Robert Alan. | Source : Credit Card Guide

Avoiding Credit Card Traps
The next time you open your credit card statement, take a closer look at the small insert titled “changes to your credit card agreement”. You know the one I’m speaking about. It’s that small, folde......
Similar Editorial : Avoiding Credit Charges by Danielle Fletcher. | Source : Current Assets

Top 5 Reasons To Check Your Credit Report Regularly
#1 Make sure mistakes aren't hurting your credit. Reviewing your credit report can help you avoid costly errors. In one recent study, more than 50% of the credit reports checked contained errors. Ot......
Similar Editorial : Check My Credit Report by Mike Clover. | Source : Business Financing

Have You Checked Your Permanent Record Lately?
As a young student I feared getting bad grades because I didn’t want any bad marks on my “permanent record.” Get an “F” in fifth-grade science and it goes in your record. Act up in Mrs. Brown’s class......
Similar Editorial : Permanent Transplant by gisbert. | Source : Business Sponsors

Credit Repair Scams
“Erase Bad Debt !” “Remove Negative Items From Your Report” You’ve probably seen these headlines and others just like it promising to clean up or “fix” bad credit. For someone who suffers from a bad......
Similar Editorial : Self Help Credit Repair by Tom Kline. | Source : Credit Card Guide

Bankruptcy Basics
According to the American Bankruptcy Institute “household debt is at a record high relative to disposable income.” The Administrative Office of the U.S. Courts reported that the number of filings fo......
Similar Editorial : After Bankruptcy by John Harris. | Source : Sales Improvement

4 Steps To Establishing Good Credit
As a consumer you’ve learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, you......
Similar Editorial : Establishing Your Online Domain by martinchandra. | Source : Credit Card Guide

New Law Provides Free Annual Credit Report
As of Thursday, December 1, 2004, one-third of Americans will be able to access their credit reports from all three main agencies for free. Passed in late 2003, the Fair & Accurate Credit Transactio......
Similar Editorial : Free Annual Credit Report by Anna Josephs. | Source : Debt Basics

Shoppers Beware - Tis The Season
It’s the number one complaint from consumers and it only takes a moment for you to become a victim. While you search for holiday bargains, identity thieves are searching for targets - unsuspecting co......
Similar Editorial : Buyer Beware by TC Thron. | Source : Shoping Guide

How To Boost Your Credit Score
Years ago your credit score was a big secret, known only to a select few such as your mortgage and credit card companies. In 2000, Fair, Isaac Co., the major supplier of credit scoring software, ann......
Similar Editorial : Credit Score by Mike Johnson. | Source : Family Problem

The Simple $10 Debt Elimination Solution
Ask a friend what resolutions they made for 2004 and your bound to hear them reply “Pay off my credit cards.” Ask them how they planned on reaching that goal and many of them will not have a clear c......
Similar Editorial : Debt Elimination Fast by Ephram Lucas. | Source : Family Fun Activity

Anticipating Your IRS Refund Can Cost You Plenty
While accountants are reaching for aspirin, millions of Americans are reaching for some fast cash this tax season. Unfortunately, those who reach for fast cash in the form of a “refund anticipation ......
Source : Family Crafts

Credit Help For Renters And Others On The Horizon
Sue is a homeowner and pays her mortgage and other bills on time like a good credit consumer. Sue’s on-time mortgage payments are reflected in her credit score profiled by the three major credit bur......
Similar Editorial : Horizon Treadmills by peter1. | Source : Family Crafts



1 2 Xbox 360
And there you have it - an easy 3-step process that lets you monitor your credit profile for errors and identity theft throughout the year at no charge to you!...
Similar Editorial : 1 2 Xbox 360 by James H. Dimmitt. | Source : How Many Credit Cards Should You Have

College Credit Card Statistics
The goal here is for the students to know how to use the plastics responsibly, and they should know that whatever they do, its under their responsibility...
Similar Editorial : College Credit Card Debt Statistics by David Smythe. | Source : Best International Calling Cards

Debit Cards Vs Credit Cards
With your debit card you are stuck dealing with the merchant directly to resolve any problems with a purchase, even if your banking institution could really use a gold-plated, limited edition, hip-swi......
Similar Editorial : Cash Vs Credit Cards by Ben Needles. | Source : Debit Credit Card Pg. 3

How To Save Gas
Remember this is added weight and added weight drags your car. If you do all of these you wont be bothered so much by rising gas prices...
Similar Editorial : How To Save Gas by Rex Stevenson. | Source : Used Cars And Buy

Number For Irs Refund
They can be found in libraries, community centers and other locations during the tax season....
Similar Editorial : 800 Number For Business by Caressa Waechter. | Source : Irs Tax Pg. 6

Programs To Help Children
If you dont qualify for one program, keep checking around. The important thing to remember is that help is out there. And with a little help, you can achieve the American dream!...
Similar Editorial : Add Programs To Start Menu by Matt Deangelis. | Source : Fha Loan Mortgage Refinance

To Lower Credit Card Interest
If you notice a disparity in the rates you are paying, call your card issuers and negotiate a better rate. My persistence paid off. Be persistent - it can pay off for you too !...
Similar Editorial : How To Lower Credit Card Interest by Ann Wilson. | Source : Does Closing A Credit Card Hurt Your Credit Score

Be Cautious When Using Your Nest Egg As An ATM
Make sure that it fits in with your overall financial plan and golas. Otherwise, you could be left without a nest and just the egg!...
Similar Editorial : How To Lower Credit Card Interest by Ann Wilson. | Source : How To Make Trainer Cards

How To Make Your Raise Really Pay!
families spend more than they earn and as many as 25 of households arent saving enough for the futureYour raise presents a unique opportunity for you to invest in the well being of your finances wi......
Similar Editorial : How To Lower Credit Card Interest by Ann Wilson. | Source : Personal Finance For Dummies Pg. 45

Think Twice Before Co-Signing For Anything!
It may be a long shot to get the lender to agree to these terms, but its worth a try.Finally, before co-signing a loan, a lease, or anything - THINK TWICE!...
Similar Editorial : How To Lower Credit Card Interest by Ann Wilson. | Source : New Jersey SEO Pg. 7

Convenience Can Be Costly: Understanding Cash Advances
The next time you are tempted to cash that convenience check or withdraw money from an ATM using your credit card, be sure you understand the fees and long term effects of using a credit card cash adv......
Similar Editorial : How To Lower Credit Card Interest by Ann Wilson. | Source : Student Loans For Poor Credit

How Healthy Is Your Credit ?
Use your credit wisely, along with these tips, and you will enjoy the benefits that your good credit and your good name deserve now - and for years to come....
Similar Editorial : How To Lower Credit Card Interest by Ann Wilson. | Source : How To Make Trainer Cards

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