Is A Remortgage Right For You If you currently have a mortgage, you may occasionally wonder if a remortgage is a good option for you and or your family. Certainly, a remortgage isnt for everyone, so take this quick test to determine if youre in the running to pursue a remortgage as a viable choice1. Do you presently have a mortgage with a higher-than-average interest rateOften, if an individual or couple has had a mortgage...... Similar Editorial : What is a Remortgage by John Mussi. | Source : Bad Credit Mortgage In
Balance Budget With A Fixed Rate Remortgage Deciding to purchase a home is a very important decision to think through. While most experts agree renting is nothing but a money pit, it can be intimidating to purchase something as expensive as a house. Buying a home with a variable rate mortgage can save money initially during times of lower interest rates. However, if the interest rates begin to climb, it can take the amount of the payment...... Similar Editorial : Thought Fixed Rate Variables by Andrew Baker. | Source : Bad Credit Mortgage In
How You Can Prevent Having Mortgage Arrears When you bought your home you might have had a wonderful job with great benefits, a company car, and maybe even an inheritance that helped you with the down payment. Now, your financial situation has changed and perhaps you have gotten married or become a parent, the great job was outsourced and you had to settle for something else, the company car is gone and you have a car loan, and at the end...... Similar Editorial : Help With Mortgage Arrears by michael sterios. | Source : Canadian Mortgage Brokers
Dealing With Mortgage Arrears If you are having problems with mortgage arrears, you know that there is no other debt that will cause so much headache, anxiety, and panic. After all, you can live without cable television, you can deal without having you nice new Toyota and just go back to driving your old Chevy, you can even live without the credit cards and the morning latte or the spa visits but you cannot live without having...... Similar Editorial : Dealing With Bad Employees by KMArticles. | Source : Canadian Mortgage Brokers
Do You Have The Personality For A Remortgage A remortgage isnt for everyone, but how can you best decide whether or not its right for you Take this personality quiz and see if you have what it takes to pursue a remortgage for you and/or your family:1. Can you accept changeYES. Then youre primed for remortgage! Because it involves switching lenders, youll need to keep an open mind about changing midstream, and with your personality, you...... Similar Editorial : Personality Plus by viper58. | Source : Canadian Mortgage Brokers
Find Extra Needed Cash With A Remortgage Loan When a person has built up equity in their home, they may want to take out a loan using that amount as collateral to pay for emergencies, education or a luxury vacation. Depending on the interest rate of the loan as well as that of the home mortgage, it may be worth looking into securing a remortgage loan to reduce interest costs as well as getting the extra cash needed, without the need for a...... Similar Editorial : Need Extra Cash by Joseph Kenny. | Source : Canadian Mortgage Brokers
Helping A Friend Or Relative With A Remortgage Do you have a friend or loved one who is thinking about getting a remortgage, but is in the dark about how to proceed Do you want to help him or her make a change that will affect his or her future Then why not be the kind-hearted soul you are and help him or her with a remortgage decision Here, well look at some of the best ways you can be of assistance:1. Offer to Do Exploratory ResearchMany...... Similar Editorial : What is a Remortgage by John Mussi. | Source : Canadian Mortgage Brokers
Mortgage Repossession Can Devastate A Homeowner About the last thing an individual or a lender want to do is become embroiled in a mortgage repossession procedure as it can be devastating for a homeowner to lose their residence and it detracts from the daily business of the lender. However, in troubled economic times foreclosures may be on the rise as many people struggle to meet the obligations of home ownership.There are many reasons for...... Similar Editorial : Need to Avoid Repossession by Eugene Articolov. | Source : Canadian Mortgage Brokers
Fighting Mortgage Repossession May Be A Battle When a person buys a house, the last thought on their mind is the possibility of defaulting on the payments. Their goal is to own a house in which to raise their family and have something of value to leave their children. Unfortunately, occasionally something happens that causes them to be unable to make the payments and the lender files with the courts for mortgage repossession. While the best...... Similar Editorial : Need to Avoid Repossession by Eugene Articolov. | Source : Canadian Mortgage Brokers
The Elements Of A Mortgage Many first time home buyers have heard this word, but simply dont really know anything about it. The word is: mortgage. As a first time buyer, you really need to understand what a mortgage is before you can even attempt to buy a home. Far too many people lose their homes because they really dont understand what a mortgage is. Being too young, too immature, or too irresponsible can wreck havoc on...... Similar Editorial : The Elements of Creativity by Dr. Alvin Chan. | Source : Canadian Mortgage Brokers
Remortgage, Breaking Up With Your Lender They old adage says that breaking up is hard to do, and your current mortgage lender knows that to be the case in 99 of business relationships. In fact, the company is so sure that you'll never leave, they probably have begun to treat you as more of a number than an individual with personal needs and goals.Rather than taking this benign abuse from a lender who sees you as a sure thing, why not...... Similar Editorial : What is a Remortgage by John Mussi. | Source : Mortgage Broker Web Site
The Benefits Of Remortgage Do you and/or your family currently have a mortgage payment thats due every month or, in some cases, every two weeks Are you satisfied with every aspect of it, from the amount you shell out each month to the customer service benefits offered by your lender If not or even if youre simply curious, why not consider the benefits of taking out a remortgage on your property As outlined here in this...... Similar Editorial : What is a Remortgage by John Mussi. | Source : Mortgage Broker Web Site
Selling Your Spouse On The Idea Of A Remortgage Honey, I think its time to remortgage, Larry said. His wife, Harriet, wasnt moved, though, and quickly squelched the idea with a disgusted look and a quick move to another room in their house. And so they kept their current mortgage and Larry never said anything about remortgage opportunities again.Dont allow what happened to poor Larry to happen to you Larry wasnt prepared to sell Harriet on...... Similar Editorial : Counseling Depressed Spouse by Mike Shery. | Source : Mortgage Broker Web Site
Getting The Most From A CCJ Remortgage A CCJ remortgage is a remortgage that is designed for someone with a County Court Judgment or CCJ. A County Court Judgment is when a legal decision of monetary value has been handed down against a person. This means they have a bad debt and it is reflected on their credit. This can often be more damaging then a simple bad credit mark on a credit history. However, there are lenders who...... Similar Editorial : What is a Remortgage by John Mussi. | Source : Mortgage Broker Web Site
Helpful Information On Mortgages The first thing you'll want to do before you start looking at the various mortgages and mortgage lenders available is understand what a mortgage is, how the process works and who takes part. Mortgages are simply methods of using your personal property or real estate to secure your payment of a debt. The term mortgage comes from the French word for death vow. It refers to the legal means that is...... Similar Editorial : Writing Helpful Help by Glenn Murray. | Source : Mortgage Broker Web Site