Cash Advance Loans: Loan Sharks In Disguise? You have seen them on the corner and in the poorer parts oftown with names like "Quick Cash", "Quick Loan", "PaydayLoans", "Car Title Loans". They are starting to sproutup all over the country and will soon rival Starbucks forsheer number of locations.They are the new trend in predatory lending practices butstill manage to fly under the radar of regulation in moststates. They don' t charge...... Similar Editorial : Cash Advance Loans by Scarlette Riley. | Source : Advance Cash Loan
Taxes, Taxes, Taxes: Who Really Pays The Most? Each April our thoughts turn to the coming of spring and thecoming of the tax man.I hear a lot of people complaining about taxes at this timeof year. Not just that they have to do their taxes andspend hours pouring over old records and trying to figureout indecipherable forms, but also musings and opinionsabout taxes in general.I often hear the opinion expressed that businesses, propertyowners and...... Similar Editorial : Death And Taxes by News Canada. | Source : Iowa State Income Tax
Personal Finance 101 The subject of personal finance is very broad, but as abeginning, I would like to discuss what I consider thefoundation of personal finance: security.SecuritySecurity to me means that I am prepared for the "hit by abus" scenario.I have life insurance to provide for my wife and children.Health, disability, auto and home insurance policies alsoprovide me additional protection in their respective...... Similar Editorial : Personal Finance by saturnino. | Source : Budget Planner
Create Your Own Ultimate Debt Elimination Plan The method is simple. 1) Set a monthly amount. 2) Pay allminimum amounts. 3) Pay extra money toward the debt withthe highest interest rate.This method will ensure that you pay the least amount ofinterest and repay your debts as soon as possible.The trick to paying the least amount of interest possible isto pay extra money toward the debt with the highest interestrate. Obviously you want that debt...... Similar Editorial : Debt Elimination Fast by Ephram Lucas. | Source : Debt Free Program
The Proper Use Of Credit Cards Credits cards are a convenience, not a crutch.Credit cards are a great way to make purchases and record tothe penny your spending. They also provide a way topostpone payment on items and thereby earn more interest onyour money.For example, if you have a money market account that givesyou 5% annual interest and you spend $1000 a month throughyour credit card, you can keep that $1000 in your...... Similar Editorial : Credit Cards Vs by Nancy Cannon. | Source : Pre Approved Credit Card
Credit Card Traps, And How To Avoid Them "0% interest* for the first six months, no annual fees**and a low fixed*** rate of only 8.9%****!"* Unless you count the deferred interest we will charge youif you don't pay off the full balance transfer amount whenthe promotional period ends.** Except the ones we charge for "late payments****", goingover your balance, cash advances, balance transfers,membership in "rewards" programs, etc., etc.,...... Similar Editorial : Money Traps by rcallaby. | Source : Pre Approved Credit Card
The Credit Card Offer One day I got a call from my credit card company asking meif I would like to increase my credit limit by borrowing upto $9000 at their special rate of 15.9%.The operator stated, "Your credit card rate will then be alow 15.9%. How much would you like to transfer today totake advantage of this offer? Do you have any high interestloans you would like to pay off and reduce your payments?"The previous...... Similar Editorial : Credit Card vs by James H. Dimmitt. | Source : Pre Approved Credit Card
Crushing Credit Card Debt How much do YOU owe on your credit cards?The average American family is now over $7000 in debt juston their credit cards. That debt generates an interestcharge of over $105 each month if your card charges theaverage 18%. If you have missed a payment or made a latepayment (even by one day!), you may be paying up to 27%interest or over $157 each month.Most credit card companies require a modest...... Similar Editorial : Credit Card Debt by Richard Greenwood. | Source : Pre Approved Credit Card
Inflation: What Is It And Why Does It Happen? "Inflation is the overall or specific increase in the cost of a good or service."Thank you, Mr. Dictionary.Inflation is when your mom or dad complains about the prices they have to pay nowadays compared to what they paid when they were a younger."I remember when a candy bar only cost a nickel." "I used to buy gas at that station for 15? a gallon." "When did milk get so expensive?" "You paid HOW much...... Similar Editorial : Inflation and Gold by Monty Guild. | Source : Buyer Of Structured Settlement Annuity
How To Save Thousands On A Mortgage Or Any Other Loan Interest on the average home mortgage will cost thehomeowner nearly TWO TIMES the cost of the home.If you were to purchase a $150,000 home with a $120,000mortgage (80%), and you paid an interest rate of 9% for 30years, you will have paid over $227,500 just in interest (inaddition to the original $120,000). That's nearly two timesthe cost of the home!A credit card debt of $7000 (now the average) at...... Similar Editorial : Getting a Mortgage Loan by John Mejia. | Source : Mortgage Advice
