Find the Best Credit Card for You

By: Lisa Nichols

Find the best credit card for your needs by comparing credit card types. There are a number of different types of credit cards available. When you research and compare credit cards before you apply, you can determine what type of card suits your unique needs so that you get the best deal possible. Some of the best credit cards have a low interest rate, a special balance transfer deal or are designed for college students.

Compare Low Interest Credit Cards and Balance Transfer Credit Cards

When you compare and balance transfer credit cards, it's easy to see why they are among the most popular types of credit cards available. Low interest credit cards provide either a low introductory annual percentage rate (APR) or an ongoing reduced interest rate that never expires. You can use a to transfer high interest debt to a card with a low introductory APR for balance transfers or to a card that has a low, life-of-balance APR. Many people like to know that their interest rate won't change, so they choose a slightly higher APR that will never change. Others have high interest debt that they think they can pay off during the introductory promotional period. The best credit card for you will vary based on what's right for your individual needs.

Compare Student Credit Cards to Find the Best Card for You

Student credit cards are geared towards college students. Compare these credit cards and you'll find that the biggest benefit is that they allow someone with no credit or a limited credit history the opportunity to get a good credit card. In the past, the best student credit card offers were limited to cards with high interest rates. Now, the market to supply students with credit is very competitive and kids can pick and choose from a wide variety of . Look for cards with a low interest rate or a generous rewards program to find the best credit card for you.

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