Today, people need and want your help more than ever!
Will you be the person your prospects, clients, friends and family can turn to and rely upon in 2009?
Was 2008 everything you had planned and hoped it would be? Or, was it a challenging and frustrating year for you, because of all the bad publicity, the election and the struggling economy?
Would you like to turn your situation around quickly, and get off to a Fast Start in 2009? All it will take is a little bit of planning, a few simple changes, a positive attitude, and 2009 can be the year all of your dream can come true!
Here's what one frustrated agent had to say about a recent article we had on Producers Web... "How to prosper during this worsening economy."
"OK! Let have it. What do you do to get the right people to buy from you during hard economic times? Everyone is broke. How can you sell when the majority of people are out of work and reserving cash? If people are investing less by taking their money out of the market, how are you as a salesman going to get them to invest in more insurance products?"
In response to the above agent comments, this is what one positive agent wrote back...
"Keep this in mind. Even when there is 10% unemployment the reverse of that means there is 90% employment! That's bigger. Pray for the 10% prospect and sell to the 90%. Everything the man said is true. I was there. When times are reportedly tough, people become much more sensitive to safety, security, spending habits, etc. This is the perfect time to review and make sure people are getting the best value for the dollar they spend. And, since most agents don't service their clients anyway, the harvest is plentiful! People are still starting businesses, still having babies, still have debts to be settled, still love their families, still have kids to put through college, still and even more so, have to plan retirement and estate settlement issues etc. etc. Pick a specialty or two and go to work! People need you. JUST THINK ABOUT IT!"
Will you be the advisor the 90% will turn to?
Five quick tips to help you get off to a Fast Start in 2009!
1. Study an hour a day! It's not an option, especially today. One of the main reasons the Top Producers in this, or any industry remain on top, is they are studying an hour a day, everyday. They are not studying their products. They are studying everything they can about marketing and sales!
2. Work Smarter NOT Harder! Stop wasting your time and money attracting and meeting with the wrong prospects. Find a specific problem you can solve for your 'perfect prospect,' so you can consistently attract those people to you. Your perfect prospect is the person you have the best chance of helping. How can you help Middle Income Families to straighten out their finances?
3. Stay in touch, and get your special message out to everyone... If you want to attract your 'perfect prospects,' friends, family, and above all your existing clients, then you must stay in touch with them. It's all about your marketing, which is delivering... "The Right Message, to the Right People, at the Right Time."
4. Offer all of these people a FREE educational workshop about the specific problem you can solve for them and their family! If you want people to meet one-on-one with you, then you must help them to see that you understand and can solve the financial problems they are facing now and in the future. Then and only then will they agree to meet with you! (You can conduct a workshop for under $100)
5. Conduct a thorough fact-finding interview with every prospect! If you want people to invest in your products and services, then you need to help them to look at, and talk about the financial problems they are facing now and in the future. It's about helping them to re-think and establish their financial priorities. Deciding what's really important to them now... and in the future! If you help people to understand and establish their financial priorities, then you'll consistently close '9 out of 10' sales.
Yes, it is that simple!
It's time for each of us to step-up and start making a real positive difference in our clients' lives... instead of just making a sale. The truly amazing part is that if you learn how to actually help people instead of just pushing your products and services you'll close a lot more sales and make a lot more money. People today are looking for real help, and not just another sales person who wants them to spend money they don't have!
Start Right Now To Make A Real Difference In Peoples Lives, and You'll Get Off To A Fast Start In 2009!
How To Get A Fast Metabolism
The number one place to start your hunt for a fast remortgage is the Internet, where you will find several firms who can not only offer a remortgage fast, but directories who can let you do some comparison shopping for the best deal in a fast remortgage.
Lets look at one site and see what they ask of you and their turnaround time. The first thing most online fast remortgage professionals will want to know is how much progress you have made securing the remortgage on your own. They may ask, for example, if you have tried to refinance with your current lender, and if so have you been turned down.
Theyll want to know if youve already received a letter of intent to repossess, or if that is your fear. Theyll ask if you have defaulted on a mortgage or just been arrears and if this is keeping you from securing a remortgage so far.
Youll need to let these fast remortgage experts know if youve been late with several mortgage payments or if youve actually missed payments.
The fast remortgage specialists will also need to know how fast they must be - do you need it today, this week, or sometime this month, for example. You also need to explain why you want the fast remortgage.
If, for example, its not a repossession issue might it be to secure additional money for things like college tuition or home improvement, might you just want to improve your credit history, or might you be attempting to find a better mortgage rate.
Essential pieces of information a fast remortgage lender will need, besides your name and contact, are the name of your current mortgage lender, the amount of the original loan as well as the current outstanding debt, the rate you are paying for your mortgage, your monthly payment, the original purchase price of the mortgaged property, its current market value, and the amount you wish to borrow now.
The typical fast remortgage site we chose to peruse also includes a handy mortgage calculator. On this calendar, right online, you enter the total money figure you need to borrow, the number of years you wish to take to repay the mortgage, the annual interest rate (either what you seek or what you know you can reasonably find), the way that interests are calculated (12 meaning monthly, one meaning annually), and then all you do is ask the calculator to come up with a monthly payment amount.
You can also use the calculator in reverse, by determining how much you can afford to pay each month on your fast remortgage, determine the rate you are commonly finding, and see how much you can comfortably borrow.
You can also use this to determine what rate you must find in order to stay within budget for the money you must borrow on your remortgage. Clearly, for a fast remortgage, the Web is the place to start.
Both Lew Nason & James Copper are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
James Copper has sinced written about articles on various topics from Finances, Mortgage and Mortgage. James Copper runs http://www.Remortage-Here.co.uk who offer a Fast Remortgage. James Copper's top article generates over 1220000 views. Bookmark James Copper to your Favourites.
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