Buying a car is the second most expensive purchase, after a house. It is therefore important to consider budget and the main purpose that you will put your car too. Are you going to use it for shopping trips and family outings or are you going to be out on the road alot. If youclock up lots of those gas guzzling miles every year a diesel engine car is worth considering Reliability and maintenance are also important considerations. Although, ultimately the make, the model and condition of car you purchase will be determined by your budget,therefore look at your needs, and see if your budget will allow for them. Also look at reliable consumer research periodicals, that have tested different makes and models of car for reliability, safety and cost of ownership.
It is advisable to do your homework first, whether buying from a car lot or a private seller, so you do not pay over the odds because you had no idea of the true value of what you have bought. This can be done quiet easily by looking through different magazines and other publications selling cars. cars of the same make and model should have a similar sale price.
If you are considering a used car ,then it is advisable to pay a small fee to get an inspection by a qualified person, this is money well spent to avoid any costly repairs afterwards. A well looked after car will have a service record, be diligent and check the service record thoroughly, get intouch with the garage that serviced the vehicle to make sure it is genuine. Also have 'hire purchase' check to make sure there are no outstanding payments left on the vehicle.
If you cannot get hold of qualified person to look the vehicle over for you, then there some very simple and basic checks you can make yourself. Look for rust on the bodywork and chips in the paintwork. Inside check the seats are not ripped or have excesive wear and tear, check to see the foot pedals and steering wheel are all consistent with milage and age of vehicle.
It is important that you take a test drive of the actual car you are buying. test drive it properly and make sure the vehicle is safe, check to make sure the brakes work properly and are not worn or leaking any fluid. Finally think carefully before making the final decision, make sure it is logical and not impulsive.Ideally test drive a few different cars before handing your hard earned cash over. good luck.
Buying A Used Car
Just like buying a new car, buying a used car is a serious matter and should not be taken lightly. Before you even begin shopping for a used car you need to do some homework to keep from paying too much and to keep from buying a vehicle fraught with problems. Consider what you will be using the car for, how much it will be used, and what your budget is.
You will want to research different models, options, repair records, safety tests, and gas mileage. Research and be sure there aren't excessive recalls as well. Consumer reports will help you with some of these items. Use the internet; it is an unbeatable resource for all kinds of information. This is what I do, you can find all the information you need.
Thoroughly examine the car you intend to buy whether from a dealer or individual using an inspection checklist. You can find these online at used car websites. If the car passes your inspection I would still recommend taking it to your local mechanic. Many times they will look one over for free and if they do charge anything it will be nominal.
Test drive the car you like under different road conditions. Drive it on the highway and in stop and go traffic. Check the brakes, the steering, and the alignment. Ask for the car's maintenance record from the owner, dealer, or repair shop.
When it comes to paying for the car most people don't realize that there are methods of financing their car that they may not even realize. You may have capital in your home that can be used at a much cheaper rate than an auto loan would be.
Use the equity that you have in your home by taking out a home equity loan. A loan like this can be used for anything that you desire. Home equity loans can be used for any purpose such as a new car, home improvements, credit card debt, and debt consolidation. One of the other great benefits is that the interest rates are tax deductible.
If you don't have equity that you can use in your home or are not a home owner then you need to check with your bank or credit union. In any case you want to have your financing arranged prior to going to the dealership or buying from an individual. Don't set yourself up to get taken by the dealership if purchasing from one.
Both M. D. Robinson & Gregg Hall are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.
M. D. Robinson has sinced written about articles on various topics from Mortgage, Work From Home and Careers and Job Hunting. M.D. Robinson is the webmaster of several neat sites where you can find useful and Free information along with many how-to articles that cover a large variety of interesting topics. Visit,. M. D. Robinson's top article generates over 135000 views. Bookmark M. D. Robinson to your Favourites.
Gregg Hall has sinced written about articles on various topics from Lingerie, Desserts and Mortgage. Gregg Hall is a business consultant and author for many online and offline businesses and lives in Navarre Florida with his 16 year old son. For quality car care go to. Gregg Hall's top article generates over 3350000 views. Bookmark Gregg Hall to your Favourites.
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