Jet Blue From American Express

by : Richard Gilliland

The American Express card company is one of the most reputed financial service organizations functioning worldwide. Founded in 1850, the credit cards of this company have become synonymous with excellent customer service, immediate purchasing power and amazing benefits to its cardholders. Jet Blue from American Express is one such card and is travel based.

The Main Features of Jet Blue from American Express

The Jet Blue from American Express is ideal for those with good credit and who fly regularly with Jet Blue Airlines thereby taking advantage of the excellent rewards program. The introductory APR for this card is 3.99%, which continues for a period of for six months and applies to purchases and balance transfers submitted with the application. Thereafter, you are introduced to a regular APR, which standing at 18.24%, is above average.

There is also an annual fee of $40, which, however, is much less compared to other airline reward cards from Amex. There is no spending limit on this card. There is a system of rewards in the form of award points for every dollar spent using this card, which can be redeemed for shopping, travel and entertainment.

The Reward Points

The points program for the JetBlue card is that for every dollar spent using the card, cardholders receive 1 Awards Dollar. Two Award Dollars are earned for each dollar spent on JetBlue flights, restaurants, movie theaters, gym memberships, event tickets and golf course fees. Cardholders earn $ 5000 bonus dollars when they make their first purchase with the card.

For every 200 Award Dollars accumulated, cardholders receive 1 trueBlue point and for every 100-trueBlue points, cardholders receive 1 Award Flight. In mathematical terms, this means $200 (real dollars) spent on the card gives you 1 trueBlue point and $20000 spent on the card gives1 Awards Flight.

Using the Card or flying JetBlue will extend the life of your points to a full year. There is no limit to the amount of Award Dollars that can be earned but TrueBlue award-points expire 1 year after they are issued.

Redeeming The Award Points

Points can be redeemed against rewards from 21 airlines, hundreds of hotels worldwide, vacation packages, over 50 cruise itineraries, and spa retreats. Members can also transfer points to 11 frequent flyer programs - in most programs you get 1 point for 1 airline mile. Points can also be redeemed for rewards from over 50 of the finest names in shopping and entertainment, including Banana Republic, Saks Fifth Avenue, COACH®, DellTM Computer, Callaway® Golf, and The Sharper Image®.

Who the Card Is Ideal For

Jet Blue from American Express is good for someone who can afford to pay in full after the introductory period expires and will spend at least $20000 on the card and uses JetBlue services frequently. Awards dollars never expire, but points and rewards expire after 1 year. That is what makes it so important to use JetBlue at least once a year. This card is not meant for someone who will need to make large purchases and carry a balance.

Other Benefits

You can receive up to $100 annually if you book your trip with American Express Travel. The purchase protection plan protects purchases made with this card up to 90 days. There is online fraud protection guarantee. While using the card online for shopping, you will not have to pay for unauthorized charges. Also various Internet account related services, auto rental insurance, emergency card replacement, medical and legal referral services and up to $100000 in travel accident insurance are provided for by the Jet Blue from American Express.