Bank of America - Choice Privileges Visa Platinum Card

by : Richard Gilliland

Bank of America is a prestigious company, which provides a number of rewarding credit cards for its customers. If you are a frequent traveler and choose to stay in the Choice Privileges hotels, then you have no better card than the Bank of America - Choice Privileges Visa Platinum Card.

Actually, the Choice Privileges is a family of many fabulous hotels spread across Canada, Mexico, and the United States. As a holder of Choice Privileges Visa Card, you will have this opportunity of enjoying great many rewards like earning free night stays at the luxurious Choice Privileges hotels. You can use your free nights either for a great vacation or even for saving money on a business trip.

Nonetheless, it is not only the rewards that attract you, Choice Privileges Visa Card also has great rates to offer which makes it quite popular, especially with the travelers.

The Choice Privileges Visa Card can be a perfect credit card for those of you with good credit.

Rewards Program

With the Bank of America - Choice Privileges Visa Platinum Card, you earn excellent rewards for every qualifying purchase. Find out the highlights of the reward program below:

?Your very first eligible purchase with the card is welcomed with a huge 8000 points. More elaborately, it means that with your first purchase, you have earned a free night's stay at a Choice Privileges hotel of your choice.

?Each time you make an eligible purchase at Choice Privileges hotels throughout the U.S., Canada & Mexico, you will earn fifteen points. All the other purchases made with your card earn you two points for each dollar spent.

?Your earned points are redeemable towards airline miles, gift certificates as well as free nights at Choice Privileges hotels, including Clarion, Comfort Inn, Quality, Sleep Inn, Comfort Suites, and MainStay Suites.

Remember, although there is no yearly limit to the number of points you can earn, yet there is an expiry period to your earned points. Whatever points you earn become invalid on December 31st of the second calendar year following the year in which your had earned the points. This expiry period is applicable to all rebate, point and reward programs.

Elementary Features

The basic features of Bank of America - Choice Privileges Visa Platinum Card are what you see below:

?You have a fixed introductory Annual Percentage Rates (APR) of 1.9% on purchases, Balance Transfers and cash advances for the first six months. (No fee is applicable in this period).

?Even after the introductory rate expires, you will still be able to take advantage of low and fixed rates of interest on all balance transfers and purchases.

? The competitive annual fee is also very appealing.

Other Benefits

Bank of America - Choice Privileges Visa Platinum Card is for those of you craving for more benefits along with the rewards program. The myriad frills of the Visa Platinum card comprises of upto $500000 in travel accident insurance, travel and emergency assistance; total security protection, purchase replacement; no liability for unauthorized card use; Automatic auto rental insurance; cash advance checks without any extra charges and more.