Hotel Credit Cards - Benefits and Detailed Descritpions

by : Jagan babu vasudevan

The benefits of hotel credit cards depend on the card member's future stay with the same hotel. The card holders can also convert the reward points in to free airline miles and other gifts. Hotel credit cards are especially more useful for the frequent business travellers and families on vacation. one should be very careful regarding the blackout dates or points expiration, before he apply for a credit card. The card members will earn points for dollars spent on their purchases. The point reward schemes are vary from card to card. Mostly the rewards will be one point per dollar spent. The points can be redeemed by staying hotels, purchases and other travel expenses. There are numerous credit card offers have been itroduced in market by worldwide banks in hotel credit cards category. Lets see the benefits and advantages of specific offers.

Starwood Preferred Guest® Credit Card from American Express: The Intro APR is 2.9% and the Intro period is up to 6 months for this card. There is no annual fee for the first year. The card members will earn 10,000 Starpoints with their first purchase - that's good for up to 3 free nights! and earn 1 Starpoint for virtually every dollar they spend on the Card. The reward points can be redeemed at over 825 participating Starwood hotels and resorts worldwide with no blackout dates. Provides transfer to over 30 frequent flyer programs, most on a one-to-one basis and the card members can save a lot on business purchases at companies like FedEx® and Hertz®.

Hilton HHonors Platinum Credit Card from American Express: This card offers 0% Intro APR and there is no Intro period. There is no annual fee. The card members will earn 10,000 HHonors bonus points after their very first purchase on the Card - enough for a free night and 10,000 HHonors bonus points over the course of their first four stays at any participating Hilton Family hotels (2,500 HHonors bonus points each stay). The card members will also receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments and more. The card members will get 3 Hilton HHonors bonus points for each eligible dollar tehy spend everywhere else.

Citi® Hilton HHonors® Visa® Signature Card: This card offers 15,000 Hhonors Points with the very first purchase. The card members earn Double Dip® and receive both Hilton HHonors Points and Airline Miles for the same stay at Over 2,500 hotels and more than 55 participating airlines. The card members will earn three HHonors Bonus Points for every dollar spent using the card at Hilton Family Hotels, plus two HHonors Bonus Points for every dollar spent on other purchases. Provides complimentary silver VIP membership for the first year. There is no annual fee.

TripRewards® MasterCard® Credit Card: This card offers 0% introductory APR on balance transfers and cash advance checks for the first 12 billing cycles. The card member earn 2 points for every $1 in net retail purchases and earn 13 points for every $1 spent for qualifying TripRewards hotel stays. There is no annual fee. Provides 24-hour online access and Absolute Fraud Protection.

Choice Privileges® Visa® Platinum Card: The Intro APR is 1.9% and Intro period is for six billing cycles. There is no annual fee. The card members will earn 8,000 Points awarded after 1st purchase and 2 points for every $1 on net retail purchases. The card members will also earn 15 points for every dollar spent at Choice Privileges locations throughout the U.S., Canada, & Mexico, including Comfort Inn®, Comfort Suites®, Quality®, Sleep Inn®, Clarion® and MainStay Suites®. Provides total security protection.

These are some of the specific offers available in U.S market.