More Fun From your Money With Sports Credit Cards

by : Nick Davis

If you enjoy sport, did you know you could get a credit card that will help you get the most from your favorite pastime?

Sports credit cards work just like any other credit card, but every time you use them you collect reward points. These can be exchanged for sporting merchandise, tickets and even VIP passes to events in your chosen sport.

There are credit cards available for a wide range of sports and pastimes. They include NFL, NASCAR, Major League Baseball, World Series of Poker (WSOP), and even fishing. A typical example is the Major League Baseball "Extra Bases" credit card. Card holders earn one point for every net retail dollar spent, which is redeemable for MLB autographed memorabilia, once-in-a-lifetime MLB experiences, cash rewards and travel with no blackout dates. New holders get an official MLB licensed jersey after their first qualifying transaction. The card also offers a 0% introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for your first 12 billing cycles.

Of course, before applying for any credit card, you should study the terms and conditions carefully and ensure it is suitable for your needs. Reward cards are great for people who pay off their entire balance every month. If you will not be doing this, however, it is more important to look for a card with a low APR. Otherwise there is a risk that the value of any rewards you receive will be outweighed by the extra interest you are paying.

Naturally, I do not recommend that you spend more than you normally would on your credit card just to get your hands on the rewards. If you're a sports fan, however, you may as well put your normal spending on your sports credit card, to enjoy the free benefits in your favorite sport.

As with all credit cards, it is important to shop around and not simply apply for the first card you see. Different cards offer different combinations of terms and incentives, and the best card for one person may not be the same as for another. Independent credit card comparison sites such as make this easier for you by listing all the best current credit card offers, and also have a range of articles offering impartial advice and information.