The Skypoints Credit Card Application

by : Beth Derkowitz

If you are looking for rewards in the way of airline miles, consider the SkyPoints Credit Card from Delta and American Express. Here, you will be rewarded with discounts from the airlines that you will travel on and earn these rewards simply from places that you probably already shop at. If you have average or better credit, want a good credit card to fill your needs and a method of earning discounts at Delta travel, then this is the credit card you should have in your wallet.

The SkyPoints Credit Card from Delta and American Express is the perfect choice for those that are looking for an excellent line of credit that comes with the perks of airline rewards. In the credit department, you get an introductory rate of 9.99% on balance transfers until the balance is paid. Your APR is that of 17.99% variable on purchases and 22.99% on cash advances. There is a $49 annual fee but that is waived for the first year and you also will have it waived if you have another qualifying American Express consumer account.

Yet, the benefits of the SkyPoints credit card come in with the rewards. You will earn one point per dollar spent. In addition, you earn double points at places that you already shop like supermarkets, the US Postal Service, home improvement and hardware stores and even gas stations. You get double points on Delta and Sony purchases as well. You will be able to redeem your SkyPoints for up to 75% off the first $500 that you spend towards an eligible ticket. The points do expire in three years and there is a limit to how many points you can redeem at once and per year.

The benefits of the SkyPoints Credit Card from Delta and American Express are easy to take full advantage of if you will be looking for benefits from airline miles. Since you will earn points in places you probably already shop, it can be easy to get the benefits of this credit card.