Should you Use Credit Repair Companies?
by Jake Truman.If you use credit, it is very likely that you have a credit report. When you go to apply for a loan, lenders will request copies of your credit report in order to determine whether or not your loan application will be accepted. In addition to this, i...
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Do-it-yourself Credit Repair: the Reality
by Stuart Hunter.Do-it-yourself is the American ideal, starting with the pioneers carving their homes out of the wilderness. A resourceful individual, armed with basic tools and a little assistance from a manual, can rebuild anything from their kitchen to their cred...
The Truth About Credit Repair
by Jay Peters.Have you ever wondered what companies send you when they claim you can erase your bad credit overnight? How about those ads that say you can get any major credit card 100% Guaranteed regardless of your credit?Ads abound almost everywhere (online and ...
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Credit Repair: Common Questions
by Jim Kemish.The Importance of Your CreditYour credit score will determine the interest rate that you are charged on everything from your credit cards to your mortgage. No other single bit of data has such a dramatic impact on the quality of your life. Nothing is...
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Credit Repair: Do it Yourself?
by Jim Kemish.A Little ComplaintI have nothing against the credit bureaus per se, but I'm a bit annoyed at their vociferous efforts to convince consumers to attempt credit repair on their own rather than hiring a credit repair company to perform the work for them....
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Credit Repair: Overcoming Fear
by Jim Kemish.Overcoming AvoidanceThere is nothing funny about credit repair fear. Well, maybe it would be humorous if the side effect were not so potentially devastating. Do you know anyone who can't seem to get themselves to the dentist? Years slip by. Eventuall...
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Credit Repair and the American Dream
by Jim Kemish.A Great InvestmentHome ownership has always been considered an integral part of the American Dream. Over the last fifty years those that were able to realize this dream have experienced a great financial benefit. Home ownership, in fact, has contribu...
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Credit Repair Awesome Benefits
by Jim Kemish.What Do You Want From Life?Do you own a home? Do you have the security of a savings account? Can you afford to set aside a percentage of your take-home pay for investment? Everything that you do in life is connected to your credit report. There is no...
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Credit Repair the Whole Story
by Jim Kemish.The Real Problem with DisputesCredit bureau disputes are the essential backbone of every successful credit repair program. And almost without exception it is necessary to start the process with these disputes. But if your efforts are confined only to...
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Credit Repair: Act Now
by Jim Kemish.There is a Lot at StakeAre you a sub-prime borrower? Chances are that you have had credit issues in the past. There are many reasons for you to make credit repair an immediate priority in your life. There are also many reasons that you might hesitate...
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Credit Repair: Renew your Life
by Jim Kemish.Decide on SuccessYou have the power to shape your own future. Where do you want to go? What do you want to achieve? What would you like your life to look like one year from now? Or five years from now? If you really decide on success there is nothing...
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Credit Repair: Try This!
by Jim Kemish.An Overview of Re-AgingCredit card issuers have the ability to bring your account current and wipe out your entire record of late payments using a procedure called "re-aging". Re-aging, if managed properly, can be a fantastic credit repair tool. The ...
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Avoid Credit Repair Services
by Hilary Bowman.Though many think that these services can do no harm, there are many reasons why you should avoid them. You may think that the worst scenario is that these companies fail to provide what they promise and you are left just where you started. However, ...
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Credit Repair: Collection Solutions
by Jim Kemish.Fair Debt Collection Practices Act (FDCPA)The FDCPA is the consumer protection act designed to prohibit abusive practices by debt collectors. The FDCPA specifically defines a collector as any person that collects debts owed to others, and may include...
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Credit Repair: Student Loans
by Jim Kemish.The Default StoryLegally, a default occurs the first time you fail to make a payment when it is due. But if you fail to make your student loan payment for 180 days, your loan will enter the "official" default status and take on a life of its own. Thi...
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Credit Repair: Avoiding Scams!
by Jim Kemish.The Credit Repair ProfessionalThe credit repair business requires a clear grasp of the interaction of many factors. Credit bureaus, creditors, and collectors are each regulated under their own set of federal laws. There are state laws that may superc...
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Credit Repair Organizations
by Bob Guy.You may have bad credit due to some irresponsible moves or some unforeseen events in your life. You should never pay a credit card late, even if you need to get a quick advance or payday loan to get you through to your next paycheck. Protecting your ...
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An Easy To-do Credit Repair All by Oneself
by James Arther.Credit repair is a means that helps one to improve their credit report, get lower interest rates on loans and improve the overall credit status. There are a lot of service providers that offer services to fix credit problems and prepare effective cre...
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The Right Way to Credit Repair
by kareena.If you have a bad credit rating, then you might find thatyour ability to get financing, loans, and even some jobs isgreatly diminished.http://www.myincom.com/credit/index.phpOnce you have a bad credit rating, it might seem likethere's nothing that yo...
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Perform Credit Repair Yourself
by Brett Nordin.Some credit repair companies make unbelievable offers to eliminate negative items from your credit report. They also claim that a better credit score will be reported in a short period. But most of them fail to deliver on thier promise and consumers ...
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