Uncontrollable Debt Leads to Poor Health
by Gabriel B. Avalos.In one 2004 survey, 63 percent of Americans said that debt was making their home lives unhappy. The online survey of 5,000 consumers by the Consolidated Credit Counseling Services, a nonprofit money management organization found that:43% reported a d...
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Tips to Lower Your Debt Levels
by Jay Moncliff.Debt Management Tip #1 Pay on time.Making your payments when or before they are due is the easiest and most important way to protect your credit record. Added to this, on time payment means no late fees, and no adverse marks against your credit recor...
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Good Debt Vs Bad Debt
by Jakob Jelling.In everyday life, most of us would not have enough finances in one go when it comes to paying for our apartments or children’s college education. Hence we borrow in one form or the other to get the expenses meet. Debt is not a simple concept to com...
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Debt getting you down? - Make a list!
by Emmanuel Mendonca.Debt whether it be mortgage debt, credit card debt, a student loan or anything else is not much fun and when faced with it, people sometimes look for complicated debt solutions and often overlook the many simple ways that you can save money. Believe ...
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What is Bad Debt?
by Dr Edward Hamlyn.But when we see a bank making a profit of $10.64 billion, whilst boasting $3.28 billion of bad debts, we can be puzzled.When the top brass of that bank tells us, that they are in the business of making money and only made $10.64 billion instead of $1...
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UK debt becoming a cause for concern
by Richard Green.The Consumer Credit Counselling Service (CCCS) reports that calls from people worried about debt have been increased by 50% compared with last year.The Chairman of the CCCS, Malcolm Hurlston, said:"The consumer is spending less and repaying less. The...
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Debt a Glossary of Terms
by 1st Finance Guide.Collateral - Property acceptable as security for a loan or other obligation.Collection Agency - A company hired by a creditor to collect a debt that it is owed.Contract - An agreement between two or more parties, usually written down and enforceable ...
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From Debt to Financial Freedom
by Dinar P. Wiria-atmadja.The vast majority of working people are in debt. The vast majority of people who are now in debt are always struggling to find better jobs with higher pay checks. As strange as it may sound the more you think about it the more you will come to realis...
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The Burden of Debt
by G Marwick.This is a staggering amount of money. With interest rates being raised several times last year, the strain of maintaining our debt is taking its toll. Sources reveal that the UK’s debt “has increased every single month without fail since April 19...
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Five Debt Negotiation Facts
by Gary Gresham.If you want to learn how to successfully negotiate with your creditors, follow the five debt negotiation facts below which offers you some solutions to your debt problems. This not only gives you a way to gain control of your credit card debts but al...
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