Credit and The Internet
by T.b. Collins.The internet stands as the largest open marketplace in the world today, almost every possible product or service is being sold on the internet. With such an availability of potential monetary transactions, the preferred method of payment is the credi...
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Rebuilding Better Credit
by T.b. Collins.Today, good credit is the one constant necessity needed to succeed in any endeavor, from starting a new business venture to purchasing a home. Without having established prior good credit and maintaining this status, re-establishing decent credit can...
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Legally Clearing Your Credit
by T.b. Collins.Over the past several years credit repair organizations have gained a bad reputation due to unscrupulous companies stating that they can clear your credit report. Clearing your report was not the problem, but stating that they could give you a clean ...
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Knowing Your Credit Rights
by T.b. Collins.There is an old statement that holds true when trying to restore your credit rating, and the statement is “knowing is half the battle.” This statement exemplifies what consumers who have had past credit problems should do, and that is to learn ev...
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Credit In The Modern World
by T.b. Collins.Credit is in every avenue of the modern day world, you can not make a major purchase without the use of credit this includes a auto or a home purchases. But, many consumers are unaware of how their credit stands, and are usually surprised when applyi...
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Ask the Credit Counselor
by Gerri Detweiler.Q: I am getting married soon. My credit is great, but my husband can’t even get a credit card in his own name due to past credit problems. How will his credit affect mine?A: The good news is that the credit histories of spouses are not merged. In f...
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Credit Counseling Questions.
by David Wilding. When you find yourself thinking about using a credit counseling service, you need to be verycareful. You need someone who will help you, not just some pushy sales associate who wantsonly to sign you up for their service. The debt industry ha...
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Getting The Perfect Credit You Deserve
by T.b. Collins.In An attempt to describe perfect credit it is almost impossible to put into words because perfect credit is a myth. The best the majority of consumers can achieve is good credit, and this is due to the fact that we are human, and as humans we have a...
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How To Stop Your Creditors Cold!
by Reliefloans.com.If you're afraid to answer the phone because your creditors havebeen calling every night; and you're worried that one of them isgoing to call your boss and tell him you're a deadbeat; andjust trying to pay off your bills leaves you almost nothing for...
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Poor credit and the need to fix it
by Jakob Jelling.Everyone can be put at a disadvantage if they have poor credit. Lenders are less likely to loan to people with a poor credit history, therefore it becomes a huge handicap for people looking to buy on credit.If you want to buy your car or house on cre...
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How Credit Scoring Works
by Sameer Panjwani.The all important credit score! It determines the amount of loan you can get, it determines the interest rate at which you are charged for a loan, etc. Your credit score plays an important figure in your financial life. So what goes into making that ...
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Make a deal with your creditors
by Fredric Johnson.You should not loose your night sleep or turn into a nervous wreck because of your inability to pay some bills. In most cases you do not even need help from others to solve the problems, a phone call to the bill collectors is usually enough. Yes, you...
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About consumer credit
by Jakob Jelling.A lot of people get their first experience with consumer credit when they get their student credit card. This is where their study of consumer credit begins. Credit card users need to be knowledgeable in credit terms such as APR, rewards, balance tra...
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