by: David Parker.
If you have ever applied for any kind of credit, there is no doubt you'll have heard of the term "credit scoring". You probably know that it's connected to your credit record but are you aware that there is a real science behind it wi...
by: Nick C.
The global credit crunch, along with the collapse of Northern Rock has resulted in banks getting tougher with the amount of money they are willing to lend. Lenders are now paying close attention to your past payment history, by checking y...
by: Williamblake.
No doubt about it, credit score rating scales are confusing. Working through all the numbers can leave you wondering what it all means. Understanding ratings and how they work will help you to read and understand your credit score more eas...
by: Stephen Campbell.
There is something that you need to understand-- the less you know about credit cards, the very more likely you are to fall into credit card debts; it is possible to protect yourself against this by being knowledgeable about credit cards....
by: Paul Sarwana.
Your FICO score is a vital component of managing your finances. This is the number used by the credit bureaus to determine how good your credit is. The FICO scoring system can appear to be pretty complicated if you do not know how it work...
by: Olivia Andrews.
When you take credit, you borrow some amount of money which you are obliged to pay after a certain period of time. A credit score is a statistical way to determine the likelihood of an individual who has to pay back the money he has borro...
by: Jon Arnold.
Even some celebrities get their credit card declined sometimes, which is embarrassing for them since they are always in the public spotlight, but that does not mean that this is any less embarrassing when it happens to us when we go to pa...
by: Anna Josephs.
Credit report score help to know how credit worthy you have been. Credit report is your personal financial report card in other words it's nothing but all your credit history. Your credit report can affect your daily life from where you l...
by: Mike Clover.
There is a lot of debate out there on when you should check your credit score report. I am sure you have read that you can get your credit report for FREE at www.annualcreditreport.com. Yes you can, but you get it once a year for free wit...
by: Gary Gresham.
Your credit score is used by anyone loaning you money such as credit card companies, home loan lenders, auto loan lenders and finance companies. They all use your credit score to determine your credit risk. The interest the lender charge...
by: Anna Josephs.
Credit scores play a very important role in buying process and in determining the interest rate that the lender offers and Credit report score help to know how credit worthy you have been. Credit report is nothing but all your credit hist...
by: Jim Brown.
A good credit rating will influence your financial life. It can mean the difference between getting that mortgage or low interest credit card or not. Banks and other lenders will check your credit rating before making a decision on whethe...
by: Anna Josephs.
Free credit report and credit score history determines what loans you qualify for and what the interest rate you pay. Take control of your credit by checking both your credit report and credit score from three of financial bureaus. Which ...
by: Sunny Tan.
In the United States, one of the most common discussions amongst its people would be related to credit scoring. Reason behind this is because the score achieved by any consumer would greatly affect the amount of mortgage, loans and many ...
by: Mike Clover.
Your Free Credit Score Report is absolutely the most important piece of mind you need to have these days. How are you ever going to know what is being reported about you if you don't have a current copy of your Free Credit Score Report. ...