by: Elena Laramie.
STEP 1: Know the score. What's your credit score? A recent study found that 63% of people don't know what their credit score is. So if you're not sure, now is the time to find out. Lenders use your credit score as part of their evaluati...
by: Donald Saunders.
Many people know that they have a credit report which is kept by several major credit bureau and a very important element of your credit report is your FICO score. But what is your FICO score and just does it affect your debt management c...
by: Verena Veneeva.
Analyzing consumer behavior is perceived as cornerstone of a successful marketing strategy (Papers4you.com, 2006). Consumer behavior is ‘ the mental and emotional processes and the observable behavior of consumers during searching pu...
by: Brooke Hayles.
If you don't get on top of your credit problems fast, they will continue to haunt you and eventually consume your life. When you have over committed yourself and the bills are pouring in, the worst thing you can do is just meet minimum p...
by: Lisa Nichols.
Using a prepaid credit card can help build a superior credit history. Prepaid credit cards provide people with a poor credit history or no credit history a chance to improve their credit score. Prepaid credit cards look like a major credi...
by: Jakob Jelling.
A lot of people get their first experience with consumer credit when they get their student credit card. This is where their study of consumer credit begins. Credit card users need to be knowledgeable in credit terms such as APR, rewards...
by: Brooke Hayles.
Professional consumer credit counseling services are available to help people who need to reduce their debt and recover their credit. When choosing a counselor you should try to find one who has accreditation through the Council on Accre...
by: John Porter.
One of the biggest problems the US is facing today is the increasing consumer debt. And coupled with that is the fact that personal savings have hit an all time low. With such extreme situation on both fronts it is not a surprise that eve...
by: John Mcfadden.
A consumer credit report is the annual assessment of each person's credit standing. By knowing what is on your you can get a lot of benefits when you go to get credit based services like loans, credit cards and even rent and phones.Each y...
by: Jakob Jelling.
The businesses that provide consumer credit facilities need to comply with some regulations as lay down by the laws of the state. It is equally applicable to specialist credit businesses like credit card providers and money lenders to ma...
by: Peter Kenny.
There are times when consumers need help with their debt. While there are many ways to get help, one of the most effective is to use consumer credit counseling services. These organizations and agencies can go by different names. You may ...
by: Ian Wilkie.
Are you behind on your credit card repayments? Consumer credit counseling or debt consolidation help may be a viable solution for you, with consumer credit counseling you work with a professional counselor to decide how much you are able ...
by: Jakob Jelling.
Many individuals have been helped by consumer credit counseling to take control of their finances and to eliminate debt. Consumer credit counseling can work for you by teaching money management skills which can help you throughout your l...
by: Amit Goel.
What is consumer credit report?A consumer credit report is a document, which gives factual information of an individual’s credit payment history. In other words it contains your personal and credit statements, reputation and your life ...
by: Nick Makaryk.
Are all credit cards created in an equal manner? The answer to this question is a resounding NO! That would be similar to saying a tatty van from the 1970's is the same as a 2007 luxury SUV. Credit cards also vary quite dramatically by...
