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How To Get A Credit Card Online Approval Credit cards have been a popular form of purchasing items on a "chargeable" or borrowed term. Many people make purchases with out thinking that they have to pay it back. This is a big mistake and can cause you a lot of trouble in the future.The advantages of having a credit card are:1. Security, since one does not have to carry a large amount of cash to purchase certain high priced items.2....... Similar Editorial : Instant Credit Card Approval by Robert Alan. | Source : A Business Credit Card