Ivon T. Hughes is a Canadian life insurance and investment broker who is licensed across Canada. You can deal with him from virtually anywhere in Canada by mail, fax, e-mail or telephone.
Know Money To Make Money The experts are always telling us that getting paid for what you know is one of the most effective, least time-intensive ways to make a buck. Well, if you know anything about money (and you don't nee...... Similar Editorial : Does Money Make Money by Colin Dunbar. | Source : Professional Writing
Disability Insurance Why Do People Buy It? And these reasons differ widely. They all buy it to protect their future income, but the reason that triggers the purchase varies widely.Over the years, people in all walks of life have bought disability insurance but, looking at some records, I was struck by how much the reasons differ. Here's a small sample.Disability Insurance: Reasons To PurchaseA heart specialist, age 38Reason: The hospital...... Similar Editorial : Disability Insurance Income by Keith Mallinson. | Source : Insurance Companies
Disability Insurance How Much Is Enough Accidents and injuries represent only about 10 percent of long-term disabilities; diseases, back problems, cancer are more likely to trigger a disability claim. Disability insurance at work rarely will make up for your lost earnings, should disability or death occur.If your group benefits are typical, then your safety net has a few significant holes.Coverage usually ends after a year or two....... Similar Editorial : Disability Insurance Income by Keith Mallinson. | Source : Insurance Companies
Term Life Insurance Features Term Life Insurance Does Have ValueBut term life insurance does have some value in certain circumstances.A person in the upper age brackets who has a term life insurance policy he no longer wants, is able to sell this policy to a company which makes these types of investments. For example, if the person is aged 65 years or more in good health, a company would buy this policy and convert it into a...... Similar Editorial : Term Life Insurance by Donald Carmin. | Source : Whole Life Insurance Versus Term
Life Insurance That Suits Your Life By understanding the basics of life insurance coverage, you are able to determine what type of policy works best for you and your family.Who Needs Life Insurance?Life insurance provides money to your beneficiaries in the event of your untimely death so they can maintain their standard of living. If you don’t have children, you can designate another family member such as a niece or nephew as...... Similar Editorial : Whole Life Insurance by Adam Douglas. | Source : Whole Life Insurance Versus Term
Find The Right Kind Of Life Insurance Policy For You Life insurance doesn't benefit the person that dies; it benefits those who are the beneficiaries. There are many types and many reasons to buy life insurance but you need to consider the needs of your family and how long they will need protection.Life Insurance For The LivingThe best life insurance policy is one that pays the biggest benefit. If there are young children you should have a term life...... Similar Editorial : Correct Life Insurance Policy by Donald Carmin. | Source : Whole Life Insurance Versus Term
Life Insurance: 6 Good Things To Know 1. Shop for your life insurance coverage2. Never buy more coverage than you need3. Buy sooner rather than later4. Realize the importance of reviewing your coverage5. You will be paying more by paying monthly6. Don't rely solely on the life insurance offered by your employerSHOP FOR YOUR LIFE INSURANCEWhen it comes to life insurance, it pays to shop around because premiums can vary widely. And...... Similar Editorial : Whole Life Insurance by Adam Douglas. | Source : Canadian Term Life Insurance
How Good A Deal Is Your Banks Mortgage Insurance Plan? When you go to the bank to get a mortgage, you'll inevitably be asked to take out mortgage insurance. The idea behind mortgage insurance is simply that if something happens to you or your spouse then your loan will be paid off which is good news for your family and the bank. Most financial institutions act like they are doing you a favor by offering you mortgage insurance through their own group...... Similar Editorial : Health Insurance Plan by Brooke Hayles. | Source : Mortgage Advice
Mortgage Insurance For Your Home Should you die with a balance still owing, the bank, which owns the policy, will receive the balance of the payments in one lump sum. In this case, the survivors of the mortgage holder now own the house outright. This is a group life insurance which you get by simply by ticking a box. However, the downside of this is that you are grouped together with people of varying ages...... Similar Editorial : Mortgage Insurance by Paul Hunter. | Source : Second Home Mortgages
Term Life Insurance Vs Bank Mortgage Insurance Possibly most people today are aware of the great difference between term life insurance and bank mortgage insurance. People know that the bank owns the insurance (you don't) you have to pay for it (they don't) they are the beneficiary (your heirs are not) and it goes on and on.Term Life InsuranceBut apart from those good reasons, remember also that most bank mortgage life insurance is a lot more...... Similar Editorial : Term Life Insurance by Donald Carmin. | Source : Mortgage Repayment Calculator
Cash Out Life Insurance It is also harder to compare whole life insurance costs as the cash surrender value differ greatly at different ages. This makes it impossible to do a real comparison as you are only comparing numbers. It is a lot easier with term life insurance... Similar Editorial : Aviva Life Insurance Co by Val Johnson. | Source : General Insurance Liability Pg. 15
