About Writer Grant Marwick is a freelance writer and owner of www.only-credit-cards.co.uk where you will find advice and more articles on Low interest Credit Cards and Bad Credit Credit Cards
The Burden Of Debt This is a staggering amount of money. With interest rates being raised several times last year, the strain of maintaining our debt is taking its toll. Sources reveal that the UK’s debt “has increased every single month without fail since April 1993”.As it has been relatively cheap to borrow money over that last few years it has been very easy to get access to money. Interest rates are widely...... Similar Editorial : Unload Burden by Andrew Dawson. | Source : Christian Debt Help
Credit Card Dirty Tricks There are many of us that have been badly stung by credit card companies that have charged exorbitant fees to use their credit cards. Several years ago an APR of 25% to 29% was common place which in simple terms means that if you borrow ?1,000 your interest on that money would be ?250 to ?290 a year. Criminal when you think of it but I suppose we have to consider interest rates were much higher 8...... Similar Editorial : Credit Card vs by James H. Dimmitt. | Source : Credit Card Terminal
Are 0% Credit Cards Reaching Their End? These credit card companies are now using smart tactics to grab back a chunk of money that they have lost through these deals. One of the ways they are doing this is by reducing the interest free period, meaning you have less time to pay the balance off. If you don’t pay it off by the time your 0% period ends you are charged interest backdated to when you made the balance transfer.If you do find...... Similar Editorial : Reaching Your Potential by Jeff Hagen. | Source : Credit Card Terminal
Looking For That Low Interest Credit Card There has never been a better time to consolidate your credit cards and get a far better interest rate. There are many offers out there but they all offer pretty much the same thing. The only thing that varies is the APR the 0% balance transfer period and possibly reward points for using the card.With all these cards on offer you can be very selective and apply for a card that suits your needs and...... Similar Editorial : Zero Interest Credit Card by Robert Alan. | Source : Credit Card Terminal
Credit Reports: Find Out Why You Have Been Refused Credit This is a common problem and the only way to find out more is by getting a copy of your Credit Report. Equifax and Experian are the two main credit reference companies in the UK and hold credit details of over 40 million people. Your file includes information about all your credit cards, loans, mortgages, bank account details, as well as any adverse bill payments or County Court Judgements against...... Similar Editorial : Credit Reports by Joe Rispoli. | Source : Credit Score
Become A Smarter Borrower Shop around for the best dealThis may sound like a no brainer but many people still use their high street bank to borrow money. These are usually the most expensive and with the Internet you can spend 30 minutes in your home finding the best deal.Make sure you understand the APRAlthough the lender will outline the APR charges this may not be the actual amount you will be paying. Make sure you get...... Source : Private College Loan Consolidation
