Escaping Late Fee Charges On Your Credit Card What this means is that if you pay late, you are effectively subsidising those who either pay off their bills in full each month, or run away from their debts by filing for bankruptcy. Late fees vary from lender to lender, but typically start at around theten dollar mark, and go up over forty dollars. Interestingly, these fees are arbitrary, meaning the credit card corporations can charge whatever...... Similar Editorial : Disputing Credit Card Charges by Leo Chu. | Source : American Express Credit Card