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As a college or university student, you are often living away from your parents for the first time. You want to show your parents that they don't have to worry about you. Many students are too proud to ask their parents for help. So what does a student do when they need to order something online? What about when renting a movie? A student needs a credit card to be independent from their parents.

One of the most popular student credit cards is the Bank of America Student Visa Platinum Plus Credit Card. Unlike most other student credit cards, a student doesn't need a cosigner to apply for this Bank of America student credit card. They won't need to ask their parents to put their credit at risk. In some cases, their parent's bad credit could even prevent them from getting other student credit cards.

If you are going to college or university, you are planning your future. Part of that future may involve a house or car. To finance those things, the banks look at your credit history. The longer you have built your credit, the more the banks trust you. As a result, the banks will be willing to lend you more money with better interest rates. Even if you don't use your credit card, getting a credit card at a young age can help you later in life.

The Bank of America Student Credit Card offers other conveniences such as:

Online Banking Service ? easily access account activity, credit card balance and payment due date. Pay your credit card bill online for free too.

Total Security Protection ? a free package of security features including: zero liability from unauthorized use, fraud monitoring, online protection and photo security. So you can even have your own photo on your credit card.

Purchase Replacement ? provides repair or replacement for card purchases that are stolen or damaged within 90 days. Plus it doubles the warranty on card purchases with a US warranty of 1 year or less.

Travel and Emergency Assistance ? offers various services including: medical referral assistance, legal referral assistance, pre-trip assistance, lost luggage assistance, emergency ticket replacement, prescription delivery, and emergency translation assistance.

Auto Rental Insurance ? get car rental insurance automatically with your credit card. Without this card feature it could cost hundreds of dollars more to rent a vehicle.

You also get no annual fee, additional cards at no charge and cash advance checks at no charge. Few other student credit cards offer so much, especially with no annual fee. Although the Bank of America student credit card doesn't offer a reward points system, it still is one of the best student credit cards available.

Bank America Credit Cards

Bank of America credit cards are available from nearly 400 organizations, companies, and credit providers; there is a style for every person and for every degree of credit worthiness.

Charitable Foundations

Many charitable foundations have Bank of America credit cards with their logos on them which contribute a percentage of the cards spending to the cause as part of their reward program. Habitat for Humanity, Make-A-Wish, and The Humane Society of the US are some examples of the Bank of America credit cards.

Professional Organizations

Professional organizations also lend their signet to Bank of America Credit cards; these credit cards provide the holder with such benefits as no annual fees, low annual percentage rate, and career oriented rewards such as redeemable points for all money spent using the card, bonus points for traveling expenses, and unique gifts to spend points on.

Military Credit Cards

Bank of America credit cards for military personnel provide specialized credit services for ever branch of the United States military; the benefits of these cards include no annual fees, zero or low annual percentage rates, and great travel rewards with no limitations for times of use.

Outdoor Sports And Recreation

For people who love nature, Bank of America credit cards are available for most people's wildlife passion; some participating members include American Quarter Horse Association, Great Wolf Lodge, and the Kentucky Derby.

Also national sporting good stores and outdoor hobbies have credit cards available; these cards will donate money to the organization the card represents when new accounts are opened and when the cardholder spends using the card; these cards also offer platinum benefits like redeemable point rewards and low account maintenance fees.

Sports And Travel

The Major League Baseball, Bank of America credit card is one of the special sports fan credit cards the company offers; these cards give the entire benefits one would expect from a platinum credit card plus special bonuses just for sports fans.

Travel rewards cards partner with such companies as Sandals and Beaches to bring frequent travelers specialized reward programs; the Bank of America credit card holders will enjoy extra miles earning on certain purchases and easy to obtain travel rewards, just by using their credit card.

Other Services

In addition to platinum credit cards, Bank of America credit cards are available to people with all grades of credit; Bank of America has secured credit cards, student credit cards, classic credit cards, and gold credit cards.

Bank of America offers credit cards from Visa, Master Card, and American Express to give its customers one of the largest selections of any national bank.

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Both Jeremy Biberdorf & Roland Jefferson are contributors for EditorialToday. The above articles have been edited for relevancy and timeliness. All write-ups, reviews, tips and guides published by EditorialToday.com and its partners or affiliates are for informational purposes only. They should not be used for any legal or any other type of advice. We do not endorse any author, contributor, writer or article posted by our team.

Jeremy Biberdorf has sinced written about articles on various topics from Camping, Credit Cards and Bank of America. Apply for a Bank of America student credit card online for free. Also compare other. Jeremy Biberdorf's top article generates over 14800 views. Bookmark Jeremy Biberdorf to your Favourites.

Roland Jefferson has sinced written about articles on various topics from Computers and The Internet, Bank of America and Digital Camera. Roland Jefferson is an online researcher based out of Los Angeles, Calfornia. For free tips and resources covering Bank Of America Credit Card, please visit our. Roland Jefferson's top article generates over 18100 views. Bookmark Roland Jefferson to your Favourites.

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